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Active construction project considered for deferred-payment financing
No-monthly-payment loan options

Explore real estate financing with no monthly payments.

Select structures may defer scheduled monthly payments for eligible investment transactions. Mayday reviews the asset, project timeline, payoff event, reserves, and total cost to determine whether an option fits.

Run your deal numbers
$0 monthly payment structures available*
01

Cash-flow timing

Match payment timing to a defined project or exit event.

02

Project focused

Useful when capital is directed toward renovation or construction.

03

Total cost clarity

Interest, fees, and payoff obligations still apply.

04

Individually structured

Terms depend on the property, borrower, and exit.

Where it can fit

Built around the deal—not a generic checklist.

01Projects where cash is prioritized for construction or rehab
02Short-term transactions with a defined sale or refinance
03Eligible structures with accrued or payoff-based interest
04Investors who understand the complete cost of capital

Prepare your scenario

What helps us review faster

Property address and purchase contract or payoff
Requested loan amount and target closing date
Entity, experience, liquidity, and exit strategy
Detailed timeline, budget, reserves, and clearly supported payoff event

The strategy

What no monthly payments can mean

A no-monthly-payment structure does not mean free financing. Interest and fees may accrue, be reserved, or become due at payoff depending on the approved terms.

Mayday will review the expected exit, project timing, collateral, and total obligation.

Related financing

Keep exploring your options.

View all loan programs

Program availability, leverage, rates, costs, and timelines vary. All financing is subject to eligibility, documentation, underwriting, valuation, and final approval. This page is informational and is not a commitment to lend.

Have a property in mind?

Bring the address. We’ll start with the deal.